If you plan to use credit cards to pay for your materials or for other remodeling or house addition costs, you can save by using a credit card that offers a rebate of a percentage of your purchases on the card. Some cards pay as much as 3% up to a set limit for a calendar year. While this option will not save on the cost of the item at the time of purchase, it will put a percentage of your total expenditure back in your pocket. This can add up to a sizeable amount of money on a remodeling project or a house addition.

Another way to save on the materials for your remodel or addition is to sign up for a credit card that pays you a special rebate on purchases made with the card. Some credit cards offer rebates of as much as 5% of the value of your purchases with the credit card. This rebate can become a substantial amount when you are buying construction and remodeling materials. For example, if you are spending $7,000 on materials for a kitchen remodel, your rebate (at 5%) would be $350. This could be enough to pay for your faucet and cabinet hardware. There are a number of credit cards that offer rebates. You should just be sure to shop around to find the one that offers the best rebate. Watch for limits in both the time allowed to make qualifying purchases and the total amount to which the rebate will apply.

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