When making purchases of materials, fixtures and appliances for a house addition or for a remodeling project, you can save a bundle in interest payments by asking about and taking advantage of promotional financing offers. These offers have become very popular in recent years. The dealer offers free financing on the purchase for a stated period of time. As long as you make regular payments and repay the entire balance before the stated date, you pay no interest on your purchases. Staying current on these payments and understanding the terms of the promotion is very important. Some programs will charge interest for the entire term of the loan (including the "interest free" period) if you do not pay the balance before the deadline.

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