Remodeling Financing

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Whether you’ve already decided on home remodeling or you’re
still just exploring your options, the following articles will help you get started on the right path.More

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Before you decide to pack up your family and sell the house, be
sure to find out everything you can about the costs associated
with moving. . More

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Everything you wanted to know about remodeling your home can be found at RemodelOrMove.com.  From the very first time you look at your kitchen, bathroom or any room in your house and think to yourself – “this room needs to change” – we can help you with a step by step process that will ensure you minimize the stress of a remodel and ensure you get the results you want and deserve.

First step is usually to figure out how much the remodel will cost. It is hard to get a good estimate without detailed plans but the RemodelOrMove.com remodel cost calculators can help give you an idea of the cost.

Maybe your biggest concern is remodeling itself!  Are you and your family ready for the fun and challenges of a remodel.  Our Should Your Remodel?  and Remodel Or Move? decision making calculators can help you take some of the guess work out as you weigh your options.

If the budget seems to make sense and you have decided that yes, you may want to remodel, then it is time for the fun part – to start collecting ideas of what you want the room to look like when you are done.  Here again RemodelOrMove.com has a great tool – our ideafile that enables you to securely and privately research ideas and find photos of kitchens, bathrooms, basements and all the furniture and fixtures that go into these rooms.  Once you find what you like you can save and share them into your ideafile to keep track of all your ideas.

RemodelOrMove.com has partnered up with www.Lender411.com to provide you with today’s latest mortgage and refinance rates so you can make smart decisions about your home financing needs.

Frequently Asked Questions:

 

Q: What are the primary costs when remodeling?

A: The things you control that really drive the cost of remodeling are 1. who does the work 2. your design and 3. the materials you choose.  You have a tremendous amount of control over remodeling costs.

Q: So how do i control and manage the cost to remodel?

A: The more work you do the lower the total cost for your remodel.  So hire carefully to manage your remodeling costs and have a very detailed and thorough remodeling contract to ensure there are no cost overruns.  Unless your design is simple you should work with a designer or your contractor to develop your renovation design with the specific goal of reducing remodeling costs.  Finally you need to spend a lot of time shopping and selecting fixtures and appliances and materials for your remodel.  Dont worry about the drywall or framing lumber – focus on the light fixtures, cabinets, and flooring.  This is where your money for your remodel is going and this is where you can really save a bundle on the cost to remodel

Q: Why are home renovation costs so high?

A:  Home renovation costs are high compared to new home construction because home renovations require working around existing features of a home during the renovation.  The cost of home renovations can be 2 to 5 times the cost of building the same area in new construction.

Q: What are the major home renovation cost drivers?

A:  There are 4 major home renovation cost drivers.  First is the homes location; while material costs do not vary much more than 20% across the country the labor rates can vary 500% or more from the lowest labor rate areas to the highest.  Labor accounts for approximately 1/2 of home renovation costs.  Materials that you choose are a next big component of the home renovation costs.  For example a kitchen faucet can cost $30 or $300 or more – which will you choose?  The design – will you decide to move windows?  doors?  All of these design decisions add to the cost of your home renovation.  Finally who does the work;  will you do some or all of it?  If you will hire a contractor for your renovation will you hire the highest priced one or one who quotes an average or low price?

Q:  What is the best way to manage home renovation costs?

A: The best way to manage home renovation costs is to plan and prepare for your renovation well ahead of time.  The more decisions you make before the project starts on the materials you will use the more smoothly your project will run.  When you sign the contract with your renovation contractor ensure that it is for a fixed amount and has all the materials listed.

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